Call report 2020Q2
HOWARD BANK — 2020Q2
The 22 measures HOWARD BANK reported to the FFIEC for 2020Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,463,356,000 | USD | evidence → |
| Total loans | 1,898,629,000 | USD | evidence → |
| Allowance for loan losses | 16,356,000 | USD | evidence → |
| Securities available for sale | 276,889,000 | USD | evidence → |
| Securities held to maturity | 7,250,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,833,305,000 | USD | evidence → |
| Interest-bearing deposits | 1,159,076,000 | USD | evidence → |
| Noninterest-bearing deposits | 674,229,000 | USD | evidence → |
| Equity capital | 308,885,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 43,700,000 | USD | evidence → |
| Interest expense | 7,218,000 | USD | evidence → |
| Net interest income | 36,482,000 | USD | evidence → |
| Noninterest income | 4,890,000 | USD | evidence → |
| Noninterest expense | 61,580,000 | USD | evidence → |
| Provision for loan losses | 6,445,000 | USD | evidence → |
| Pretax income | -23,609,000 | USD | evidence → |
| Income tax | 1,603,000 | USD | evidence → |
| Net income | -25,212,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 240,018,000 | USD | evidence → |
| Total capital | 256,374,000 | USD | evidence → |
| Risk-weighted assets | 1,831,285,000 | USD | evidence → |