Call report 2020Q1
HOWARD BANK — 2020Q1
The 22 measures HOWARD BANK reported to the FFIEC for 2020Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,507,790,000 | USD | evidence → |
| Total loans | 1,765,215,000 | USD | evidence → |
| Allowance for loan losses | 13,384,000 | USD | evidence → |
| Securities available for sale | 275,252,000 | USD | evidence → |
| Securities held to maturity | 7,750,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,792,402,000 | USD | evidence → |
| Interest-bearing deposits | 1,305,649,000 | USD | evidence → |
| Noninterest-bearing deposits | 486,753,000 | USD | evidence → |
| Equity capital | 340,631,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,225,000 | USD | evidence → |
| Interest expense | 4,285,000 | USD | evidence → |
| Net interest income | 17,940,000 | USD | evidence → |
| Noninterest income | 3,393,000 | USD | evidence → |
| Noninterest expense | 14,343,000 | USD | evidence → |
| Provision for loan losses | 3,445,000 | USD | evidence → |
| Pretax income | 3,545,000 | USD | evidence → |
| Income tax | -183,000 | USD | evidence → |
| Net income | 3,728,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 231,863,000 | USD | evidence → |
| Total capital | 245,247,000 | USD | evidence → |
| Risk-weighted assets | 1,877,596,000 | USD | evidence → |