Call report 2016Q3
HOWARD BANK — 2016Q3
The 22 measures HOWARD BANK reported to the FFIEC for 2016Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,014,558,000 | USD | evidence → |
| Total loans | 862,932,000 | USD | evidence → |
| Allowance for loan losses | 5,634,000 | USD | evidence → |
| Securities available for sale | 37,592,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 816,056,000 | USD | evidence → |
| Interest-bearing deposits | 620,655,000 | USD | evidence → |
| Noninterest-bearing deposits | 195,401,000 | USD | evidence → |
| Equity capital | 89,909,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 28,988,000 | USD | evidence → |
| Interest expense | 3,002,000 | USD | evidence → |
| Net interest income | 25,986,000 | USD | evidence → |
| Noninterest income | 11,724,000 | USD | evidence → |
| Noninterest expense | 28,949,000 | USD | evidence → |
| Provision for loan losses | 1,302,000 | USD | evidence → |
| Pretax income | 7,459,000 | USD | evidence → |
| Income tax | 2,644,000 | USD | evidence → |
| Net income | 4,815,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 88,037,000 | USD | evidence → |
| Total capital | 93,676,000 | USD | evidence → |
| Risk-weighted assets | 846,779,000 | USD | evidence → |