Call report 2016Q2
HOWARD BANK — 2016Q2
The 22 measures HOWARD BANK reported to the FFIEC for 2016Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 988,591,000 | USD | evidence → |
| Total loans | 848,156,000 | USD | evidence → |
| Allowance for loan losses | 5,744,000 | USD | evidence → |
| Securities available for sale | 57,585,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 810,623,000 | USD | evidence → |
| Interest-bearing deposits | 618,419,000 | USD | evidence → |
| Noninterest-bearing deposits | 192,204,000 | USD | evidence → |
| Equity capital | 87,990,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,164,000 | USD | evidence → |
| Interest expense | 1,976,000 | USD | evidence → |
| Net interest income | 17,188,000 | USD | evidence → |
| Noninterest income | 7,339,000 | USD | evidence → |
| Noninterest expense | 19,192,000 | USD | evidence → |
| Provision for loan losses | 900,000 | USD | evidence → |
| Pretax income | 4,435,000 | USD | evidence → |
| Income tax | 1,548,000 | USD | evidence → |
| Net income | 2,887,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 86,000,000 | USD | evidence → |
| Total capital | 91,752,000 | USD | evidence → |
| Risk-weighted assets | 842,219,000 | USD | evidence → |