Call report 2016Q4
HOWARD BANK — 2016Q4
The 22 measures HOWARD BANK reported to the FFIEC for 2016Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,027,051,000 | USD | evidence → |
| Total loans | 872,578,000 | USD | evidence → |
| Allowance for loan losses | 6,428,000 | USD | evidence → |
| Securities available for sale | 38,728,000 | USD | evidence → |
| Securities held to maturity | 6,250,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 820,969,000 | USD | evidence → |
| Interest-bearing deposits | 625,854,000 | USD | evidence → |
| Noninterest-bearing deposits | 195,115,000 | USD | evidence → |
| Equity capital | 90,826,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 38,741,000 | USD | evidence → |
| Interest expense | 4,066,000 | USD | evidence → |
| Net interest income | 34,675,000 | USD | evidence → |
| Noninterest income | 14,604,000 | USD | evidence → |
| Noninterest expense | 38,105,000 | USD | evidence → |
| Provision for loan losses | 2,037,000 | USD | evidence → |
| Pretax income | 9,137,000 | USD | evidence → |
| Income tax | 3,242,000 | USD | evidence → |
| Net income | 5,895,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 88,267,000 | USD | evidence → |
| Total capital | 94,696,000 | USD | evidence → |
| Risk-weighted assets | 859,911,000 | USD | evidence → |