Call report 2016Q1
HOWARD BANK — 2016Q1
The 22 measures HOWARD BANK reported to the FFIEC for 2016Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 990,326,000 | USD | evidence → |
| Total loans | 814,256,000 | USD | evidence → |
| Allowance for loan losses | 5,256,000 | USD | evidence → |
| Securities available for sale | 70,050,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 815,769,000 | USD | evidence → |
| Interest-bearing deposits | 625,555,000 | USD | evidence → |
| Noninterest-bearing deposits | 190,214,000 | USD | evidence → |
| Equity capital | 86,124,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,612,000 | USD | evidence → |
| Interest expense | 928,000 | USD | evidence → |
| Net interest income | 8,684,000 | USD | evidence → |
| Noninterest income | 2,852,000 | USD | evidence → |
| Noninterest expense | 9,592,000 | USD | evidence → |
| Provision for loan losses | 385,000 | USD | evidence → |
| Pretax income | 1,559,000 | USD | evidence → |
| Income tax | 517,000 | USD | evidence → |
| Net income | 1,042,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 84,188,000 | USD | evidence → |
| Total capital | 89,447,000 | USD | evidence → |
| Risk-weighted assets | 800,806,000 | USD | evidence → |