Call report 2015Q2
HOWARD BANK — 2015Q2
The 22 measures HOWARD BANK reported to the FFIEC for 2015Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 746,741,000 | USD | evidence → |
| Total loans | 648,461,000 | USD | evidence → |
| Allowance for loan losses | 4,199,000 | USD | evidence → |
| Securities available for sale | 34,581,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 590,638,000 | USD | evidence → |
| Interest-bearing deposits | 433,788,000 | USD | evidence → |
| Noninterest-bearing deposits | 156,850,000 | USD | evidence → |
| Equity capital | 70,816,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,911,000 | USD | evidence → |
| Interest expense | 1,342,000 | USD | evidence → |
| Net interest income | 13,569,000 | USD | evidence → |
| Noninterest income | 5,787,000 | USD | evidence → |
| Noninterest expense | 15,993,000 | USD | evidence → |
| Provision for loan losses | 785,000 | USD | evidence → |
| Pretax income | 2,578,000 | USD | evidence → |
| Income tax | 953,000 | USD | evidence → |
| Net income | 1,625,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 70,317,000 | USD | evidence → |
| Total capital | 74,516,000 | USD | evidence → |
| Risk-weighted assets | 661,886,000 | USD | evidence → |