Call report 2015Q3
HOWARD BANK — 2015Q3
The 22 measures HOWARD BANK reported to the FFIEC for 2015Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 925,323,000 | USD | evidence → |
| Total loans | 819,927,000 | USD | evidence → |
| Allowance for loan losses | 4,317,000 | USD | evidence → |
| Securities available for sale | 39,078,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 755,957,000 | USD | evidence → |
| Interest-bearing deposits | 571,418,000 | USD | evidence → |
| Noninterest-bearing deposits | 184,539,000 | USD | evidence → |
| Equity capital | 84,617,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,394,000 | USD | evidence → |
| Interest expense | 2,124,000 | USD | evidence → |
| Net interest income | 21,270,000 | USD | evidence → |
| Noninterest income | 8,309,000 | USD | evidence → |
| Noninterest expense | 26,649,000 | USD | evidence → |
| Provision for loan losses | 1,015,000 | USD | evidence → |
| Pretax income | 1,915,000 | USD | evidence → |
| Income tax | 921,000 | USD | evidence → |
| Net income | 994,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 82,531,000 | USD | evidence → |
| Total capital | 86,850,000 | USD | evidence → |
| Risk-weighted assets | 805,430,000 | USD | evidence → |