Call report 2015Q1
HOWARD BANK — 2015Q1
The 22 measures HOWARD BANK reported to the FFIEC for 2015Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 710,266,000 | USD | evidence → |
| Total loans | 619,596,000 | USD | evidence → |
| Allowance for loan losses | 3,839,000 | USD | evidence → |
| Securities available for sale | 30,611,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 581,870,000 | USD | evidence → |
| Interest-bearing deposits | 443,368,000 | USD | evidence → |
| Noninterest-bearing deposits | 138,502,000 | USD | evidence → |
| Equity capital | 59,932,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,426,000 | USD | evidence → |
| Interest expense | 658,000 | USD | evidence → |
| Net interest income | 6,768,000 | USD | evidence → |
| Noninterest income | 2,349,000 | USD | evidence → |
| Noninterest expense | 7,703,000 | USD | evidence → |
| Provision for loan losses | 250,000 | USD | evidence → |
| Pretax income | 1,164,000 | USD | evidence → |
| Income tax | 427,000 | USD | evidence → |
| Net income | 737,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 59,396,000 | USD | evidence → |
| Total capital | 63,235,000 | USD | evidence → |
| Risk-weighted assets | 617,607,000 | USD | evidence → |