Call report 2013Q2
HOWARD BANK — 2013Q2
The 22 measures HOWARD BANK reported to the FFIEC for 2013Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 414,570,000 | USD | evidence → |
| Total loans | 353,040,000 | USD | evidence → |
| Allowance for loan losses | 2,948,000 | USD | evidence → |
| Securities available for sale | 15,235,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 335,324,000 | USD | evidence → |
| Interest-bearing deposits | 242,420,000 | USD | evidence → |
| Noninterest-bearing deposits | 92,904,000 | USD | evidence → |
| Equity capital | 38,122,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,143,000 | USD | evidence → |
| Interest expense | 882,000 | USD | evidence → |
| Net interest income | 7,261,000 | USD | evidence → |
| Noninterest income | 642,000 | USD | evidence → |
| Noninterest expense | 5,658,000 | USD | evidence → |
| Provision for loan losses | 526,000 | USD | evidence → |
| Pretax income | 1,719,000 | USD | evidence → |
| Income tax | 584,000 | USD | evidence → |
| Net income | 1,135,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 38,108,000 | USD | evidence → |
| Total capital | 41,056,000 | USD | evidence → |
| Risk-weighted assets | 358,743,000 | USD | evidence → |