Call report 2013Q3
HOWARD BANK — 2013Q3
The 22 measures HOWARD BANK reported to the FFIEC for 2013Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 466,612,000 | USD | evidence → |
| Total loans | 402,061,000 | USD | evidence → |
| Allowance for loan losses | 3,142,000 | USD | evidence → |
| Securities available for sale | 21,204,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 362,004,000 | USD | evidence → |
| Interest-bearing deposits | 268,699,000 | USD | evidence → |
| Noninterest-bearing deposits | 93,305,000 | USD | evidence → |
| Equity capital | 47,120,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,796,000 | USD | evidence → |
| Interest expense | 1,377,000 | USD | evidence → |
| Net interest income | 11,419,000 | USD | evidence → |
| Noninterest income | 614,000 | USD | evidence → |
| Noninterest expense | 8,925,000 | USD | evidence → |
| Provision for loan losses | 666,000 | USD | evidence → |
| Pretax income | 2,442,000 | USD | evidence → |
| Income tax | 808,000 | USD | evidence → |
| Net income | 1,634,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 46,580,000 | USD | evidence → |
| Total capital | 49,722,000 | USD | evidence → |
| Risk-weighted assets | 406,763,000 | USD | evidence → |