Call report 2013Q1
HOWARD BANK — 2013Q1
The 22 measures HOWARD BANK reported to the FFIEC for 2013Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 406,987,000 | USD | evidence → |
| Total loans | 331,976,000 | USD | evidence → |
| Allowance for loan losses | 2,977,000 | USD | evidence → |
| Securities available for sale | 17,318,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 333,153,000 | USD | evidence → |
| Interest-bearing deposits | 233,551,000 | USD | evidence → |
| Noninterest-bearing deposits | 99,602,000 | USD | evidence → |
| Equity capital | 37,527,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,985,000 | USD | evidence → |
| Interest expense | 438,000 | USD | evidence → |
| Net interest income | 3,547,000 | USD | evidence → |
| Noninterest income | 328,000 | USD | evidence → |
| Noninterest expense | 2,698,000 | USD | evidence → |
| Provision for loan losses | 361,000 | USD | evidence → |
| Pretax income | 816,000 | USD | evidence → |
| Income tax | 281,000 | USD | evidence → |
| Net income | 535,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 37,513,000 | USD | evidence → |
| Total capital | 40,490,000 | USD | evidence → |
| Risk-weighted assets | 339,950,000 | USD | evidence → |