Call report 2012Q2
HOWARD BANK — 2012Q2
The 22 measures HOWARD BANK reported to the FFIEC for 2012Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 356,082,000 | USD | evidence → |
| Total loans | 291,368,000 | USD | evidence → |
| Allowance for loan losses | 3,076,000 | USD | evidence → |
| Securities available for sale | 30,001,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 284,408,000 | USD | evidence → |
| Interest-bearing deposits | 209,788,000 | USD | evidence → |
| Noninterest-bearing deposits | 74,620,000 | USD | evidence → |
| Equity capital | 36,037,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,608,000 | USD | evidence → |
| Interest expense | 1,058,000 | USD | evidence → |
| Net interest income | 6,550,000 | USD | evidence → |
| Noninterest income | 311,000 | USD | evidence → |
| Noninterest expense | 5,059,000 | USD | evidence → |
| Provision for loan losses | 342,000 | USD | evidence → |
| Pretax income | 1,460,000 | USD | evidence → |
| Income tax | 558,000 | USD | evidence → |
| Net income | 902,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,734,000 | USD | evidence → |
| Total capital | 38,810,000 | USD | evidence → |
| Risk-weighted assets | 293,297,000 | USD | evidence → |