Call report 2012Q3
HOWARD BANK — 2012Q3
The 22 measures HOWARD BANK reported to the FFIEC for 2012Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 367,824,000 | USD | evidence → |
| Total loans | 299,137,000 | USD | evidence → |
| Allowance for loan losses | 2,730,000 | USD | evidence → |
| Securities available for sale | 35,952,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 298,344,000 | USD | evidence → |
| Interest-bearing deposits | 207,492,000 | USD | evidence → |
| Noninterest-bearing deposits | 90,852,000 | USD | evidence → |
| Equity capital | 36,488,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,505,000 | USD | evidence → |
| Interest expense | 1,542,000 | USD | evidence → |
| Net interest income | 9,963,000 | USD | evidence → |
| Noninterest income | 501,000 | USD | evidence → |
| Noninterest expense | 7,641,000 | USD | evidence → |
| Provision for loan losses | 647,000 | USD | evidence → |
| Pretax income | 2,176,000 | USD | evidence → |
| Income tax | 832,000 | USD | evidence → |
| Net income | 1,344,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 36,466,000 | USD | evidence → |
| Total capital | 39,196,000 | USD | evidence → |
| Risk-weighted assets | 306,559,000 | USD | evidence → |