Call report 2012Q1
HOWARD BANK — 2012Q1
The 22 measures HOWARD BANK reported to the FFIEC for 2012Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 347,770,000 | USD | evidence → |
| Total loans | 280,661,000 | USD | evidence → |
| Allowance for loan losses | 3,521,000 | USD | evidence → |
| Securities available for sale | 20,561,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 286,604,000 | USD | evidence → |
| Interest-bearing deposits | 212,698,000 | USD | evidence → |
| Noninterest-bearing deposits | 73,906,000 | USD | evidence → |
| Equity capital | 35,594,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,809,000 | USD | evidence → |
| Interest expense | 524,000 | USD | evidence → |
| Net interest income | 3,285,000 | USD | evidence → |
| Noninterest income | 86,000 | USD | evidence → |
| Noninterest expense | 2,489,000 | USD | evidence → |
| Provision for loan losses | 141,000 | USD | evidence → |
| Pretax income | 741,000 | USD | evidence → |
| Income tax | 282,000 | USD | evidence → |
| Net income | 459,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,105,000 | USD | evidence → |
| Total capital | 38,565,000 | USD | evidence → |
| Risk-weighted assets | 276,711,000 | USD | evidence → |