Call report 2011Q4
HOWARD BANK — 2011Q4
The 22 measures HOWARD BANK reported to the FFIEC for 2011Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 323,141,000 | USD | evidence → |
| Total loans | 277,177,000 | USD | evidence → |
| Allowance for loan losses | 3,433,000 | USD | evidence → |
| Securities available for sale | 13,376,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 265,574,000 | USD | evidence → |
| Interest-bearing deposits | 200,598,000 | USD | evidence → |
| Noninterest-bearing deposits | 64,976,000 | USD | evidence → |
| Equity capital | 35,142,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,640,000 | USD | evidence → |
| Interest expense | 1,990,000 | USD | evidence → |
| Net interest income | 12,650,000 | USD | evidence → |
| Noninterest income | 360,000 | USD | evidence → |
| Noninterest expense | 9,154,000 | USD | evidence → |
| Provision for loan losses | 1,164,000 | USD | evidence → |
| Pretax income | 2,692,000 | USD | evidence → |
| Income tax | 1,135,000 | USD | evidence → |
| Net income | 1,557,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,739,000 | USD | evidence → |
| Total capital | 38,172,000 | USD | evidence → |
| Risk-weighted assets | 277,676,000 | USD | evidence → |