Call report 2011Q3
HOWARD BANK — 2011Q3
The 22 measures HOWARD BANK reported to the FFIEC for 2011Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 321,436,000 | USD | evidence → |
| Total loans | 271,209,000 | USD | evidence → |
| Allowance for loan losses | 4,016,000 | USD | evidence → |
| Securities available for sale | 17,508,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 254,930,000 | USD | evidence → |
| Interest-bearing deposits | 193,308,000 | USD | evidence → |
| Noninterest-bearing deposits | 61,622,000 | USD | evidence → |
| Equity capital | 34,751,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,827,000 | USD | evidence → |
| Interest expense | 1,486,000 | USD | evidence → |
| Net interest income | 9,341,000 | USD | evidence → |
| Noninterest income | 896,000 | USD | evidence → |
| Noninterest expense | 7,586,000 | USD | evidence → |
| Provision for loan losses | 741,000 | USD | evidence → |
| Pretax income | 1,910,000 | USD | evidence → |
| Income tax | 754,000 | USD | evidence → |
| Net income | 1,156,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,402,000 | USD | evidence → |
| Total capital | 37,838,000 | USD | evidence → |
| Risk-weighted assets | 274,270,000 | USD | evidence → |