Call report 2010Q2
HOWARD BANK — 2010Q2
The 22 measures HOWARD BANK reported to the FFIEC for 2010Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 308,932,000 | USD | evidence → |
| Total loans | 259,362,000 | USD | evidence → |
| Allowance for loan losses | 3,799,000 | USD | evidence → |
| Securities available for sale | 18,457,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 249,542,000 | USD | evidence → |
| Interest-bearing deposits | 199,332,000 | USD | evidence → |
| Noninterest-bearing deposits | 50,210,000 | USD | evidence → |
| Equity capital | 26,544,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,065,000 | USD | evidence → |
| Interest expense | 1,630,000 | USD | evidence → |
| Net interest income | 5,435,000 | USD | evidence → |
| Noninterest income | 353,000 | USD | evidence → |
| Noninterest expense | 3,997,000 | USD | evidence → |
| Provision for loan losses | 658,000 | USD | evidence → |
| Pretax income | 1,133,000 | USD | evidence → |
| Income tax | 450,000 | USD | evidence → |
| Net income | 683,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,768,000 | USD | evidence → |
| Total capital | 27,982,000 | USD | evidence → |
| Risk-weighted assets | 256,557,000 | USD | evidence → |