Call report 2010Q3
HOWARD BANK — 2010Q3
The 22 measures HOWARD BANK reported to the FFIEC for 2010Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 309,976,000 | USD | evidence → |
| Total loans | 262,456,000 | USD | evidence → |
| Allowance for loan losses | 3,686,000 | USD | evidence → |
| Securities available for sale | 17,243,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 248,757,000 | USD | evidence → |
| Interest-bearing deposits | 198,154,000 | USD | evidence → |
| Noninterest-bearing deposits | 50,603,000 | USD | evidence → |
| Equity capital | 28,230,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,689,000 | USD | evidence → |
| Interest expense | 2,298,000 | USD | evidence → |
| Net interest income | 8,391,000 | USD | evidence → |
| Noninterest income | 513,000 | USD | evidence → |
| Noninterest expense | 6,161,000 | USD | evidence → |
| Provision for loan losses | 1,262,000 | USD | evidence → |
| Pretax income | 1,481,000 | USD | evidence → |
| Income tax | 604,000 | USD | evidence → |
| Net income | 877,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,673,000 | USD | evidence → |
| Total capital | 29,993,000 | USD | evidence → |
| Risk-weighted assets | 265,272,000 | USD | evidence → |