Call report 2010Q1
HOWARD BANK — 2010Q1
The 22 measures HOWARD BANK reported to the FFIEC for 2010Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 304,835,000 | USD | evidence → |
| Total loans | 260,086,000 | USD | evidence → |
| Allowance for loan losses | 3,724,000 | USD | evidence → |
| Securities available for sale | 20,664,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 246,969,000 | USD | evidence → |
| Interest-bearing deposits | 201,500,000 | USD | evidence → |
| Noninterest-bearing deposits | 45,469,000 | USD | evidence → |
| Equity capital | 26,250,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,509,000 | USD | evidence → |
| Interest expense | 830,000 | USD | evidence → |
| Net interest income | 2,679,000 | USD | evidence → |
| Noninterest income | 183,000 | USD | evidence → |
| Noninterest expense | 2,009,000 | USD | evidence → |
| Provision for loan losses | 211,000 | USD | evidence → |
| Pretax income | 642,000 | USD | evidence → |
| Income tax | 255,000 | USD | evidence → |
| Net income | 387,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,216,000 | USD | evidence → |
| Total capital | 27,426,000 | USD | evidence → |
| Risk-weighted assets | 256,318,000 | USD | evidence → |