Call report 2008Q2
HOWARD BANK — 2008Q2
The 22 measures HOWARD BANK reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 214,181,000 | USD | evidence → |
| Total loans | 188,620,000 | USD | evidence → |
| Allowance for loan losses | 2,969,000 | USD | evidence → |
| Securities available for sale | 9,427,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 180,590,000 | USD | evidence → |
| Interest-bearing deposits | 144,817,000 | USD | evidence → |
| Noninterest-bearing deposits | 35,773,000 | USD | evidence → |
| Equity capital | 22,446,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,965,000 | USD | evidence → |
| Interest expense | 2,575,000 | USD | evidence → |
| Net interest income | 3,390,000 | USD | evidence → |
| Noninterest income | 247,000 | USD | evidence → |
| Noninterest expense | 2,798,000 | USD | evidence → |
| Provision for loan losses | 583,000 | USD | evidence → |
| Pretax income | 256,000 | USD | evidence → |
| Income tax | 105,000 | USD | evidence → |
| Net income | 151,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,453,000 | USD | evidence → |
| Total capital | 24,826,000 | USD | evidence → |
| Risk-weighted assets | 191,410,000 | USD | evidence → |