Call report 2008Q3
HOWARD BANK — 2008Q3
The 22 measures HOWARD BANK reported to the FFIEC for 2008Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 225,617,000 | USD | evidence → |
| Total loans | 193,085,000 | USD | evidence → |
| Allowance for loan losses | 2,322,000 | USD | evidence → |
| Securities available for sale | 14,218,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 178,858,000 | USD | evidence → |
| Interest-bearing deposits | 141,313,000 | USD | evidence → |
| Noninterest-bearing deposits | 37,545,000 | USD | evidence → |
| Equity capital | 22,647,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,093,000 | USD | evidence → |
| Interest expense | 3,765,000 | USD | evidence → |
| Net interest income | 5,328,000 | USD | evidence → |
| Noninterest income | 390,000 | USD | evidence → |
| Noninterest expense | 4,374,000 | USD | evidence → |
| Provision for loan losses | 821,000 | USD | evidence → |
| Pretax income | 523,000 | USD | evidence → |
| Income tax | 189,000 | USD | evidence → |
| Net income | 334,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,636,000 | USD | evidence → |
| Total capital | 24,958,000 | USD | evidence → |
| Risk-weighted assets | 199,462,000 | USD | evidence → |