Call report 2008Q1
HOWARD BANK — 2008Q1
The 22 measures HOWARD BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 202,945,000 | USD | evidence → |
| Total loans | 180,216,000 | USD | evidence → |
| Allowance for loan losses | 2,801,000 | USD | evidence → |
| Securities available for sale | 11,777,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 168,167,000 | USD | evidence → |
| Interest-bearing deposits | 136,805,000 | USD | evidence → |
| Noninterest-bearing deposits | 31,362,000 | USD | evidence → |
| Equity capital | 22,473,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,992,000 | USD | evidence → |
| Interest expense | 1,364,000 | USD | evidence → |
| Net interest income | 1,628,000 | USD | evidence → |
| Noninterest income | 100,000 | USD | evidence → |
| Noninterest expense | 1,399,000 | USD | evidence → |
| Provision for loan losses | 138,000 | USD | evidence → |
| Pretax income | 191,000 | USD | evidence → |
| Income tax | 76,000 | USD | evidence → |
| Net income | 115,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,417,000 | USD | evidence → |
| Total capital | 24,713,000 | USD | evidence → |
| Risk-weighted assets | 183,158,000 | USD | evidence → |