Call report 2007Q4
HOWARD BANK — 2007Q4
The 22 measures HOWARD BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 190,450,000 | USD | evidence → |
| Total loans | 171,942,000 | USD | evidence → |
| Allowance for loan losses | 2,663,000 | USD | evidence → |
| Securities available for sale | 9,389,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 153,369,000 | USD | evidence → |
| Interest-bearing deposits | 124,904,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,465,000 | USD | evidence → |
| Equity capital | 22,334,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,225,000 | USD | evidence → |
| Interest expense | 5,403,000 | USD | evidence → |
| Net interest income | 5,822,000 | USD | evidence → |
| Noninterest income | 272,000 | USD | evidence → |
| Noninterest expense | 5,637,000 | USD | evidence → |
| Provision for loan losses | 1,317,000 | USD | evidence → |
| Pretax income | -860,000 | USD | evidence → |
| Income tax | -2,388,000 | USD | evidence → |
| Net income | 1,528,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,302,000 | USD | evidence → |
| Total capital | 24,487,000 | USD | evidence → |
| Risk-weighted assets | 174,338,000 | USD | evidence → |
Machine access — free, no API key
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