Call report 2007Q3
HOWARD BANK — 2007Q3
The 22 measures HOWARD BANK reported to the FFIEC for 2007Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 179,057,000 | USD | evidence → |
| Total loans | 161,672,000 | USD | evidence → |
| Allowance for loan losses | 2,539,000 | USD | evidence → |
| Securities available for sale | 7,471,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 145,091,000 | USD | evidence → |
| Interest-bearing deposits | 121,254,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,837,000 | USD | evidence → |
| Equity capital | 22,075,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,169,000 | USD | evidence → |
| Interest expense | 3,918,000 | USD | evidence → |
| Net interest income | 4,251,000 | USD | evidence → |
| Noninterest income | 186,000 | USD | evidence → |
| Noninterest expense | 4,433,000 | USD | evidence → |
| Provision for loan losses | 1,193,000 | USD | evidence → |
| Pretax income | -1,189,000 | USD | evidence → |
| Income tax | -2,467,000 | USD | evidence → |
| Net income | 1,278,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,052,000 | USD | evidence → |
| Total capital | 24,116,000 | USD | evidence → |
| Risk-weighted assets | 164,640,000 | USD | evidence → |