Call report 2007Q2
HOWARD BANK — 2007Q2
The 22 measures HOWARD BANK reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 167,069,000 | USD | evidence → |
| Total loans | 146,785,000 | USD | evidence → |
| Allowance for loan losses | 1,644,000 | USD | evidence → |
| Securities available for sale | 10,084,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 139,994,000 | USD | evidence → |
| Interest-bearing deposits | 116,457,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,537,000 | USD | evidence → |
| Equity capital | 20,727,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,340,000 | USD | evidence → |
| Interest expense | 2,536,000 | USD | evidence → |
| Net interest income | 2,804,000 | USD | evidence → |
| Noninterest income | 117,000 | USD | evidence → |
| Noninterest expense | 2,654,000 | USD | evidence → |
| Provision for loan losses | 298,000 | USD | evidence → |
| Pretax income | -31,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -31,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,743,000 | USD | evidence → |
| Total capital | 22,387,000 | USD | evidence → |
| Risk-weighted assets | 149,047,000 | USD | evidence → |