Call report 2007Q1
HOWARD BANK — 2007Q1
The 22 measures HOWARD BANK reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 158,389,000 | USD | evidence → |
| Total loans | 130,017,000 | USD | evidence → |
| Allowance for loan losses | 1,460,000 | USD | evidence → |
| Securities available for sale | 9,207,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 132,266,000 | USD | evidence → |
| Interest-bearing deposits | 111,105,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,161,000 | USD | evidence → |
| Equity capital | 20,718,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,576,000 | USD | evidence → |
| Interest expense | 1,233,000 | USD | evidence → |
| Net interest income | 1,343,000 | USD | evidence → |
| Noninterest income | 51,000 | USD | evidence → |
| Noninterest expense | 1,348,000 | USD | evidence → |
| Provision for loan losses | 114,000 | USD | evidence → |
| Pretax income | -68,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -68,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,706,000 | USD | evidence → |
| Total capital | 22,166,000 | USD | evidence → |
| Risk-weighted assets | 134,797,000 | USD | evidence → |