Call report 2005Q1
HERITAGE OAKS BANK — 2005Q1
The 22 measures HERITAGE OAKS BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 470,241,000 | USD | evidence → |
| Total loans | 346,630,000 | USD | evidence → |
| Allowance for loan losses | 3,395,000 | USD | evidence → |
| Securities available for sale | 53,088,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 393,309,000 | USD | evidence → |
| Interest-bearing deposits | 307,482,000 | USD | evidence → |
| Noninterest-bearing deposits | 85,827,000 | USD | evidence → |
| Equity capital | 44,488,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,742,000 | USD | evidence → |
| Interest expense | 859,000 | USD | evidence → |
| Net interest income | 5,883,000 | USD | evidence → |
| Noninterest income | 1,132,000 | USD | evidence → |
| Noninterest expense | 4,342,000 | USD | evidence → |
| Provision for loan losses | 180,000 | USD | evidence → |
| Pretax income | 2,493,000 | USD | evidence → |
| Income tax | 957,000 | USD | evidence → |
| Net income | 1,536,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 37,932,000 | USD | evidence → |
| Total capital | 41,480,000 | USD | evidence → |
| Risk-weighted assets | 398,092,000 | USD | evidence → |