Call report 2004Q4
HERITAGE OAKS BANK — 2004Q4
The 22 measures HERITAGE OAKS BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 446,225,000 | USD | evidence → |
| Total loans | 340,463,000 | USD | evidence → |
| Allowance for loan losses | 3,247,000 | USD | evidence → |
| Securities available for sale | 57,386,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 370,982,000 | USD | evidence → |
| Interest-bearing deposits | 226,986,000 | USD | evidence → |
| Noninterest-bearing deposits | 143,996,000 | USD | evidence → |
| Equity capital | 43,285,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,291,000 | USD | evidence → |
| Interest expense | 2,845,000 | USD | evidence → |
| Net interest income | 20,446,000 | USD | evidence → |
| Noninterest income | 4,954,000 | USD | evidence → |
| Noninterest expense | 16,904,000 | USD | evidence → |
| Provision for loan losses | 410,000 | USD | evidence → |
| Pretax income | 8,114,000 | USD | evidence → |
| Income tax | 3,075,000 | USD | evidence → |
| Net income | 5,039,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 36,253,000 | USD | evidence → |
| Total capital | 39,653,000 | USD | evidence → |
| Risk-weighted assets | 390,344,000 | USD | evidence → |