Call report 2005Q2
HERITAGE OAKS BANK — 2005Q2
The 22 measures HERITAGE OAKS BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 496,491,000 | USD | evidence → |
| Total loans | 373,131,000 | USD | evidence → |
| Allowance for loan losses | 3,585,000 | USD | evidence → |
| Securities available for sale | 49,951,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 418,612,000 | USD | evidence → |
| Interest-bearing deposits | 353,012,000 | USD | evidence → |
| Noninterest-bearing deposits | 65,600,000 | USD | evidence → |
| Equity capital | 46,595,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,867,000 | USD | evidence → |
| Interest expense | 1,841,000 | USD | evidence → |
| Net interest income | 12,026,000 | USD | evidence → |
| Noninterest income | 2,398,000 | USD | evidence → |
| Noninterest expense | 8,796,000 | USD | evidence → |
| Provision for loan losses | 360,000 | USD | evidence → |
| Pretax income | 5,268,000 | USD | evidence → |
| Income tax | 1,987,000 | USD | evidence → |
| Net income | 3,281,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 39,821,000 | USD | evidence → |
| Total capital | 43,559,000 | USD | evidence → |
| Risk-weighted assets | 424,561,000 | USD | evidence → |