Call report 2004Q3
HERITAGE OAKS BANK — 2004Q3
The 22 measures HERITAGE OAKS BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 458,756,000 | USD | evidence → |
| Total loans | 314,508,000 | USD | evidence → |
| Allowance for loan losses | 3,133,000 | USD | evidence → |
| Securities available for sale | 59,837,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 385,390,000 | USD | evidence → |
| Interest-bearing deposits | 227,590,000 | USD | evidence → |
| Noninterest-bearing deposits | 157,800,000 | USD | evidence → |
| Equity capital | 41,982,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,013,000 | USD | evidence → |
| Interest expense | 2,126,000 | USD | evidence → |
| Net interest income | 14,887,000 | USD | evidence → |
| Noninterest income | 3,262,000 | USD | evidence → |
| Noninterest expense | 12,140,000 | USD | evidence → |
| Provision for loan losses | 280,000 | USD | evidence → |
| Pretax income | 5,757,000 | USD | evidence → |
| Income tax | 2,173,000 | USD | evidence → |
| Net income | 3,584,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,651,000 | USD | evidence → |
| Total capital | 37,937,000 | USD | evidence → |
| Risk-weighted assets | 368,637,000 | USD | evidence → |