Call report 2004Q2
HERITAGE OAKS BANK — 2004Q2
The 22 measures HERITAGE OAKS BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 462,655,000 | USD | evidence → |
| Total loans | 300,409,000 | USD | evidence → |
| Allowance for loan losses | 3,144,000 | USD | evidence → |
| Securities available for sale | 63,087,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 387,951,000 | USD | evidence → |
| Interest-bearing deposits | 225,249,000 | USD | evidence → |
| Noninterest-bearing deposits | 162,702,000 | USD | evidence → |
| Equity capital | 43,537,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,167,000 | USD | evidence → |
| Interest expense | 1,446,000 | USD | evidence → |
| Net interest income | 9,721,000 | USD | evidence → |
| Noninterest income | 2,194,000 | USD | evidence → |
| Noninterest expense | 8,084,000 | USD | evidence → |
| Provision for loan losses | 205,000 | USD | evidence → |
| Pretax income | 3,654,000 | USD | evidence → |
| Income tax | 1,369,000 | USD | evidence → |
| Net income | 2,285,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 36,747,000 | USD | evidence → |
| Total capital | 40,019,000 | USD | evidence → |
| Risk-weighted assets | 347,391,000 | USD | evidence → |