Call report 2004Q3
VALLEY COMMUNITY BANK — 2004Q3
The 22 measures VALLEY COMMUNITY BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 132,113,000 | USD | evidence → |
| Total loans | 94,149,000 | USD | evidence → |
| Allowance for loan losses | 1,296,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 17,580,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 109,680,000 | USD | evidence → |
| Interest-bearing deposits | 82,936,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,744,000 | USD | evidence → |
| Equity capital | 12,765,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,750,000 | USD | evidence → |
| Interest expense | 860,000 | USD | evidence → |
| Net interest income | 3,890,000 | USD | evidence → |
| Noninterest income | 528,000 | USD | evidence → |
| Noninterest expense | 3,004,000 | USD | evidence → |
| Provision for loan losses | 97,000 | USD | evidence → |
| Pretax income | 1,317,000 | USD | evidence → |
| Income tax | 515,000 | USD | evidence → |
| Net income | 802,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,765,000 | USD | evidence → |
| Total capital | 14,067,000 | USD | evidence → |
| Risk-weighted assets | 103,950,000 | USD | evidence → |