Call report 2004Q4
VALLEY COMMUNITY BANK — 2004Q4
The 22 measures VALLEY COMMUNITY BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 131,494,000 | USD | evidence → |
| Total loans | 101,533,000 | USD | evidence → |
| Allowance for loan losses | 1,326,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 20,072,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 111,451,000 | USD | evidence → |
| Interest-bearing deposits | 87,721,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,730,000 | USD | evidence → |
| Equity capital | 13,214,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,663,000 | USD | evidence → |
| Interest expense | 1,204,000 | USD | evidence → |
| Net interest income | 5,459,000 | USD | evidence → |
| Noninterest income | 840,000 | USD | evidence → |
| Noninterest expense | 4,112,000 | USD | evidence → |
| Provision for loan losses | 127,000 | USD | evidence → |
| Pretax income | 2,060,000 | USD | evidence → |
| Income tax | 808,000 | USD | evidence → |
| Net income | 1,252,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,214,000 | USD | evidence → |
| Total capital | 14,560,000 | USD | evidence → |
| Risk-weighted assets | 111,158,000 | USD | evidence → |