Call report 2004Q2
VALLEY COMMUNITY BANK — 2004Q2
The 22 measures VALLEY COMMUNITY BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 119,196,000 | USD | evidence → |
| Total loans | 90,731,000 | USD | evidence → |
| Allowance for loan losses | 1,244,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 17,970,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 97,094,000 | USD | evidence → |
| Interest-bearing deposits | 74,181,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,912,000 | USD | evidence → |
| Equity capital | 12,400,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,027,000 | USD | evidence → |
| Interest expense | 551,000 | USD | evidence → |
| Net interest income | 2,476,000 | USD | evidence → |
| Noninterest income | 350,000 | USD | evidence → |
| Noninterest expense | 2,018,000 | USD | evidence → |
| Provision for loan losses | 45,000 | USD | evidence → |
| Pretax income | 763,000 | USD | evidence → |
| Income tax | 299,000 | USD | evidence → |
| Net income | 464,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,400,000 | USD | evidence → |
| Total capital | 13,628,000 | USD | evidence → |
| Risk-weighted assets | 98,149,000 | USD | evidence → |