Call report 2025Q3
EXCHANGE BANK — 2025Q3
The 22 measures EXCHANGE BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 3,308,335,000 | USD | evidence → |
| Total loans | 1,706,510,000 | USD | evidence → |
| Allowance for loan losses | 34,012,000 | USD | evidence → |
| Securities available for sale | 1,239,400,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,887,137,000 | USD | evidence → |
| Interest-bearing deposits | 2,014,775,000 | USD | evidence → |
| Noninterest-bearing deposits | 872,362,000 | USD | evidence → |
| Equity capital | 332,711,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 95,430,000 | USD | evidence → |
| Interest expense | 28,734,000 | USD | evidence → |
| Net interest income | 66,696,000 | USD | evidence → |
| Noninterest income | 20,437,000 | USD | evidence → |
| Noninterest expense | 58,421,000 | USD | evidence → |
| Provision for loan losses | -675,000 | USD | evidence → |
| Pretax income | 28,719,000 | USD | evidence → |
| Income tax | 7,506,000 | USD | evidence → |
| Net income | 21,213,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 396,430,000 | USD | evidence → |
| Total capital | 423,769,000 | USD | evidence → |
| Risk-weighted assets | 2,177,749,000 | USD | evidence → |