Call report 2025Q4
EXCHANGE BANK — 2025Q4
The 22 measures EXCHANGE BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 3,304,145,000 | USD | evidence → |
| Total loans | 1,731,453,000 | USD | evidence → |
| Allowance for loan losses | 33,865,000 | USD | evidence → |
| Securities available for sale | 1,207,788,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,875,470,000 | USD | evidence → |
| Interest-bearing deposits | 2,012,128,000 | USD | evidence → |
| Noninterest-bearing deposits | 863,342,000 | USD | evidence → |
| Equity capital | 346,727,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 128,797,000 | USD | evidence → |
| Interest expense | 38,109,000 | USD | evidence → |
| Net interest income | 90,688,000 | USD | evidence → |
| Noninterest income | 26,810,000 | USD | evidence → |
| Noninterest expense | 78,558,000 | USD | evidence → |
| Provision for loan losses | -675,000 | USD | evidence → |
| Pretax income | 38,949,000 | USD | evidence → |
| Income tax | 8,981,000 | USD | evidence → |
| Net income | 29,968,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 402,957,000 | USD | evidence → |
| Total capital | 430,350,000 | USD | evidence → |
| Risk-weighted assets | 2,182,911,000 | USD | evidence → |