Call report 2025Q2
EXCHANGE BANK — 2025Q2
The 22 measures EXCHANGE BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 3,270,956,000 | USD | evidence → |
| Total loans | 1,634,817,000 | USD | evidence → |
| Allowance for loan losses | 34,697,000 | USD | evidence → |
| Securities available for sale | 1,302,857,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,871,214,000 | USD | evidence → |
| Interest-bearing deposits | 1,972,932,000 | USD | evidence → |
| Noninterest-bearing deposits | 898,282,000 | USD | evidence → |
| Equity capital | 316,421,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 62,617,000 | USD | evidence → |
| Interest expense | 19,198,000 | USD | evidence → |
| Net interest income | 43,419,000 | USD | evidence → |
| Noninterest income | 12,998,000 | USD | evidence → |
| Noninterest expense | 39,451,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 16,970,000 | USD | evidence → |
| Income tax | 4,314,000 | USD | evidence → |
| Net income | 12,656,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 390,102,000 | USD | evidence → |
| Total capital | 416,483,000 | USD | evidence → |
| Risk-weighted assets | 2,100,089,000 | USD | evidence → |