Call report 2025Q1
EXCHANGE BANK — 2025Q1
The 22 measures EXCHANGE BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 3,274,099,000 | USD | evidence → |
| Total loans | 1,612,244,000 | USD | evidence → |
| Allowance for loan losses | 34,924,000 | USD | evidence → |
| Securities available for sale | 1,345,861,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,888,396,000 | USD | evidence → |
| Interest-bearing deposits | 1,984,667,000 | USD | evidence → |
| Noninterest-bearing deposits | 903,729,000 | USD | evidence → |
| Equity capital | 301,111,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 30,617,000 | USD | evidence → |
| Interest expense | 9,705,000 | USD | evidence → |
| Net interest income | 20,912,000 | USD | evidence → |
| Noninterest income | 6,401,000 | USD | evidence → |
| Noninterest expense | 19,783,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 7,532,000 | USD | evidence → |
| Income tax | 1,918,000 | USD | evidence → |
| Net income | 5,614,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 385,288,000 | USD | evidence → |
| Total capital | 411,388,000 | USD | evidence → |
| Risk-weighted assets | 2,077,111,000 | USD | evidence → |