Call report 2024Q4
EXCHANGE BANK — 2024Q4
The 22 measures EXCHANGE BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 3,299,533,000 | USD | evidence → |
| Total loans | 1,618,578,000 | USD | evidence → |
| Allowance for loan losses | 35,099,000 | USD | evidence → |
| Securities available for sale | 1,362,345,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,832,443,000 | USD | evidence → |
| Interest-bearing deposits | 1,930,128,000 | USD | evidence → |
| Noninterest-bearing deposits | 902,315,000 | USD | evidence → |
| Equity capital | 280,809,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 124,719,000 | USD | evidence → |
| Interest expense | 43,459,000 | USD | evidence → |
| Net interest income | 81,260,000 | USD | evidence → |
| Noninterest income | 23,407,000 | USD | evidence → |
| Noninterest expense | 76,869,000 | USD | evidence → |
| Provision for loan losses | -5,800,000 | USD | evidence → |
| Pretax income | 33,578,000 | USD | evidence → |
| Income tax | 9,725,000 | USD | evidence → |
| Net income | 23,853,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 381,903,000 | USD | evidence → |
| Total capital | 408,591,000 | USD | evidence → |
| Risk-weighted assets | 2,130,352,000 | USD | evidence → |