Call report 2004Q4
PALO SAVINGS BANK — 2004Q4
The 22 measures PALO SAVINGS BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 28,103,000 | USD | evidence → |
| Total loans | 19,294,000 | USD | evidence → |
| Allowance for loan losses | 290,000 | USD | evidence → |
| Securities available for sale | 6,500,000 | USD | evidence → |
| Securities held to maturity | 684,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 25,202,000 | USD | evidence → |
| Interest-bearing deposits | 22,230,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,972,000 | USD | evidence → |
| Equity capital | 2,820,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,606,000 | USD | evidence → |
| Interest expense | 461,000 | USD | evidence → |
| Net interest income | 1,145,000 | USD | evidence → |
| Noninterest income | 212,000 | USD | evidence → |
| Noninterest expense | 761,000 | USD | evidence → |
| Provision for loan losses | 32,000 | USD | evidence → |
| Pretax income | 564,000 | USD | evidence → |
| Income tax | 29,000 | USD | evidence → |
| Net income | 535,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,799,000 | USD | evidence → |
| Total capital | 3,002,000 | USD | evidence → |
| Risk-weighted assets | 16,161,000 | USD | evidence → |