Call report 2005Q1
PALO SAVINGS BANK — 2005Q1
The 22 measures PALO SAVINGS BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 28,729,000 | USD | evidence → |
| Total loans | 18,977,000 | USD | evidence → |
| Allowance for loan losses | 248,000 | USD | evidence → |
| Securities available for sale | 7,110,000 | USD | evidence → |
| Securities held to maturity | 688,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 25,756,000 | USD | evidence → |
| Interest-bearing deposits | 22,556,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,200,000 | USD | evidence → |
| Equity capital | 2,892,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 401,000 | USD | evidence → |
| Interest expense | 117,000 | USD | evidence → |
| Net interest income | 284,000 | USD | evidence → |
| Noninterest income | 44,000 | USD | evidence → |
| Noninterest expense | 185,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 143,000 | USD | evidence → |
| Income tax | 7,000 | USD | evidence → |
| Net income | 136,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,935,000 | USD | evidence → |
| Total capital | 3,135,000 | USD | evidence → |
| Risk-weighted assets | 15,975,000 | USD | evidence → |