Call report 2004Q3
PALO SAVINGS BANK — 2004Q3
The 22 measures PALO SAVINGS BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 28,340,000 | USD | evidence → |
| Total loans | 19,550,000 | USD | evidence → |
| Allowance for loan losses | 266,000 | USD | evidence → |
| Securities available for sale | 7,378,000 | USD | evidence → |
| Securities held to maturity | 679,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 25,122,000 | USD | evidence → |
| Interest-bearing deposits | 22,344,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,778,000 | USD | evidence → |
| Equity capital | 2,892,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,201,000 | USD | evidence → |
| Interest expense | 348,000 | USD | evidence → |
| Net interest income | 853,000 | USD | evidence → |
| Noninterest income | 141,000 | USD | evidence → |
| Noninterest expense | 524,000 | USD | evidence → |
| Provision for loan losses | 8,000 | USD | evidence → |
| Pretax income | 462,000 | USD | evidence → |
| Income tax | 21,000 | USD | evidence → |
| Net income | 441,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,842,000 | USD | evidence → |
| Total capital | 3,046,000 | USD | evidence → |
| Risk-weighted assets | 16,223,000 | USD | evidence → |