Call report 2004Q3
MECHANICS COOPERATIVE BANK — 2004Q3
The 22 measures MECHANICS COOPERATIVE BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 158,088,000 | USD | evidence → |
| Total loans | 71,986,000 | USD | evidence → |
| Allowance for loan losses | 752,000 | USD | evidence → |
| Securities available for sale | 73,656,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 107,960,000 | USD | evidence → |
| Interest-bearing deposits | 98,080,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,880,000 | USD | evidence → |
| Equity capital | 11,462,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,351,000 | USD | evidence → |
| Interest expense | 1,588,000 | USD | evidence → |
| Net interest income | 3,763,000 | USD | evidence → |
| Noninterest income | 233,000 | USD | evidence → |
| Noninterest expense | 2,652,000 | USD | evidence → |
| Provision for loan losses | 9,000 | USD | evidence → |
| Pretax income | 1,334,000 | USD | evidence → |
| Income tax | 470,000 | USD | evidence → |
| Net income | 864,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,791,000 | USD | evidence → |
| Total capital | 12,543,000 | USD | evidence → |
| Risk-weighted assets | 74,539,000 | USD | evidence → |