Call report 2004Q2
MECHANICS COOPERATIVE BANK — 2004Q2
The 22 measures MECHANICS COOPERATIVE BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 154,799,000 | USD | evidence → |
| Total loans | 67,069,000 | USD | evidence → |
| Allowance for loan losses | 748,000 | USD | evidence → |
| Securities available for sale | 78,492,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 106,441,000 | USD | evidence → |
| Interest-bearing deposits | 96,138,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,303,000 | USD | evidence → |
| Equity capital | 10,885,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,481,000 | USD | evidence → |
| Interest expense | 992,000 | USD | evidence → |
| Net interest income | 2,489,000 | USD | evidence → |
| Noninterest income | 137,000 | USD | evidence → |
| Noninterest expense | 1,799,000 | USD | evidence → |
| Provision for loan losses | 6,000 | USD | evidence → |
| Pretax income | 821,000 | USD | evidence → |
| Income tax | 283,000 | USD | evidence → |
| Net income | 538,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,465,000 | USD | evidence → |
| Total capital | 12,213,000 | USD | evidence → |
| Risk-weighted assets | 70,362,000 | USD | evidence → |