Call report 2004Q4
MECHANICS COOPERATIVE BANK — 2004Q4
The 22 measures MECHANICS COOPERATIVE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 163,210,000 | USD | evidence → |
| Total loans | 76,810,000 | USD | evidence → |
| Allowance for loan losses | 755,000 | USD | evidence → |
| Securities available for sale | 73,991,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 107,921,000 | USD | evidence → |
| Interest-bearing deposits | 97,549,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,372,000 | USD | evidence → |
| Equity capital | 11,782,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,224,000 | USD | evidence → |
| Interest expense | 2,244,000 | USD | evidence → |
| Net interest income | 4,980,000 | USD | evidence → |
| Noninterest income | 313,000 | USD | evidence → |
| Noninterest expense | 3,579,000 | USD | evidence → |
| Provision for loan losses | 12,000 | USD | evidence → |
| Pretax income | 1,702,000 | USD | evidence → |
| Income tax | 595,000 | USD | evidence → |
| Net income | 1,107,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,035,000 | USD | evidence → |
| Total capital | 12,790,000 | USD | evidence → |
| Risk-weighted assets | 80,462,000 | USD | evidence → |