Call report 2025Q3
WATERMARK BANK — 2025Q3
The 22 measures WATERMARK BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 416,215,000 | USD | evidence → |
| Total loans | 326,844,000 | USD | evidence → |
| Allowance for loan losses | 4,078,000 | USD | evidence → |
| Securities available for sale | 11,105,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 357,881,000 | USD | evidence → |
| Interest-bearing deposits | 296,357,000 | USD | evidence → |
| Noninterest-bearing deposits | 61,524,000 | USD | evidence → |
| Equity capital | 52,477,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,197,000 | USD | evidence → |
| Interest expense | 6,646,000 | USD | evidence → |
| Net interest income | 11,551,000 | USD | evidence → |
| Noninterest income | 657,000 | USD | evidence → |
| Noninterest expense | 7,217,000 | USD | evidence → |
| Provision for loan losses | 202,000 | USD | evidence → |
| Pretax income | 4,500,000 | USD | evidence → |
| Income tax | 1,102,000 | USD | evidence → |
| Net income | 3,398,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 52,900,000 | USD | evidence → |
| Total capital | 57,267,000 | USD | evidence → |
| Risk-weighted assets | 355,996,000 | USD | evidence → |