Call report 2025Q4
WATERMARK BANK — 2025Q4
The 22 measures WATERMARK BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 406,986,000 | USD | evidence → |
| Total loans | 339,174,000 | USD | evidence → |
| Allowance for loan losses | 4,391,000 | USD | evidence → |
| Securities available for sale | 9,199,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 347,005,000 | USD | evidence → |
| Interest-bearing deposits | 288,593,000 | USD | evidence → |
| Noninterest-bearing deposits | 58,412,000 | USD | evidence → |
| Equity capital | 53,856,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 24,880,000 | USD | evidence → |
| Interest expense | 9,080,000 | USD | evidence → |
| Net interest income | 15,800,000 | USD | evidence → |
| Noninterest income | 836,000 | USD | evidence → |
| Noninterest expense | 9,762,000 | USD | evidence → |
| Provision for loan losses | 502,000 | USD | evidence → |
| Pretax income | 6,083,000 | USD | evidence → |
| Income tax | 1,494,000 | USD | evidence → |
| Net income | 4,589,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 54,205,000 | USD | evidence → |
| Total capital | 58,755,000 | USD | evidence → |
| Risk-weighted assets | 363,871,000 | USD | evidence → |