Call report 2025Q2
WATERMARK BANK — 2025Q2
The 22 measures WATERMARK BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 355,500,000 | USD | evidence → |
| Total loans | 302,319,000 | USD | evidence → |
| Allowance for loan losses | 3,813,000 | USD | evidence → |
| Securities available for sale | 12,210,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 298,626,000 | USD | evidence → |
| Interest-bearing deposits | 236,584,000 | USD | evidence → |
| Noninterest-bearing deposits | 62,042,000 | USD | evidence → |
| Equity capital | 50,994,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,780,000 | USD | evidence → |
| Interest expense | 4,393,000 | USD | evidence → |
| Net interest income | 7,387,000 | USD | evidence → |
| Noninterest income | 477,000 | USD | evidence → |
| Noninterest expense | 4,784,000 | USD | evidence → |
| Provision for loan losses | -48,000 | USD | evidence → |
| Pretax income | 2,839,000 | USD | evidence → |
| Income tax | 693,000 | USD | evidence → |
| Net income | 2,146,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 51,532,000 | USD | evidence → |
| Total capital | 55,625,000 | USD | evidence → |
| Risk-weighted assets | 327,437,000 | USD | evidence → |