Call report 2025Q1
WATERMARK BANK — 2025Q1
The 22 measures WATERMARK BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 371,128,000 | USD | evidence → |
| Total loans | 296,510,000 | USD | evidence → |
| Allowance for loan losses | 3,650,000 | USD | evidence → |
| Securities available for sale | 12,640,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 315,336,000 | USD | evidence → |
| Interest-bearing deposits | 260,154,000 | USD | evidence → |
| Noninterest-bearing deposits | 55,182,000 | USD | evidence → |
| Equity capital | 49,751,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,896,000 | USD | evidence → |
| Interest expense | 2,266,000 | USD | evidence → |
| Net interest income | 3,630,000 | USD | evidence → |
| Noninterest income | 309,000 | USD | evidence → |
| Noninterest expense | 2,369,000 | USD | evidence → |
| Provision for loan losses | -198,000 | USD | evidence → |
| Pretax income | 1,470,000 | USD | evidence → |
| Income tax | 358,000 | USD | evidence → |
| Net income | 1,112,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 50,346,000 | USD | evidence → |
| Total capital | 54,294,000 | USD | evidence → |
| Risk-weighted assets | 331,539,000 | USD | evidence → |